Books that close on time,
every month

Every month we reconcile all your bank and credit-card accounts, categorize every transaction to the right expense or revenue account, and produce three core financial statements: Profit & Loss, Balance Sheet, and Cash Flow. These are reviewed by a human bookkeeper and delivered by the 5th business day of the following month.

Plans start at $199/month for the Starter tier (businesses up to $50k in monthly transactions). The Professional plan at $399/month adds a dedicated bookkeeper, accounts payable/receivable, and quarterly tax estimates. Enterprise at $799/month adds CFO advisory, multi-entity support, and annual tax prep. All prices are flat — no per-transaction fees.

We work within QuickBooks Online and Xero, the two most widely supported platforms. If you're already on one, we step in as experts. If you're starting fresh, we'll recommend the better fit for your business and set it up for you.

After the initial account connection, very little. We pull data directly from connected bank and card feeds. We'll occasionally ask you to clarify an unusual transaction via a quick message — typically 1–2 per month. Everything else we handle ourselves.

Reconciliation is matching every transaction in your accounting ledger against the actual bank statement to confirm nothing is missing, duplicated, or misclassified. We automate the data-import step and have a bookkeeper verify the match each month — so your balance sheet reflects reality, not approximations.

Tax preparation (federal + state business returns) is included in the Enterprise plan and available as an add-on to Starter and Professional. Because we maintain your books year-round, your CPA gets a clean package — no year-end scramble to reconstruct records.

Most clients are set up and have accounts connected within one business day. Your first monthly close happens at the end of your first full month. If you need prior-period clean-up (catch-up bookkeeping), we quote that separately and can usually complete up to 12 months of catch-up within 2–3 weeks.

Yes. We use bank-level 256-bit SSL encryption for all data in transit and at rest. We connect to financial institutions via read-only OAuth — we never store your banking passwords. Access controls limit visibility to your assigned bookkeeper and senior reviewer only.

Yes. Plans are month-to-month — no annual contract required. Cancel any time with 30 days notice. We'll deliver a clean final close for your last month and hand off your files in a portable format so your next provider or CPA can continue without interruption.

Bookkeeping is the ongoing recording and categorization of transactions — our core service. Accounting includes that plus higher-level analysis, financial planning, and tax strategy. Our Professional and Enterprise tiers bridge the gap by adding advisory, tax estimates, and CFO-level reporting on top of the base bookkeeping.